December 7, 2022


Born to perform

Do I Need Insurance For My Child’s Car If They’re Away At College?

2 min read


Brad Corriher of Brad Corriher Point out Farm

Q: My boy or girl is going absent to university. Do I even now need to shell out for insurance coverage for their motor vehicle?

A: You have a lot of massive points to fear about with your little one heading off to college — room and board, textbook buys and the frequency of late-night pizza orders — so you probably have not finished a lot imagining about the influence on your car insurance plan. But finding out how your car insurance policy is effective when your child attends a college or higher education absent from residence is an essential merchandise to take into account.

How does car insurance coverage function when your child goes away to university?

In most scenarios, you will need to notify your car insurance policy organization about your youngster leaving for faculty. Why?

Your child’s car could however be covered when they occur home for weekends and breaks

Higher education, college and trade faculty pupils are ordinarily covered underneath their parents’ vehicle insurance coverage, as lengthy as they live at the exact handle as their mom and dad when not at faculty. Evaluate your certain coverage to see if your little one is covered.

You might qualify for a distinctive (and much less expensive) car insurance policies charge

Charges may possibly improve if your little one is driving the vehicle at college relatively than leaving it back at residence. For case in point, drivers in city destinations typically fork out a lot more for insurance policy than these in rural areas. If your child is likely to university in an city site, you could have to pay a higher top quality if they choose the car with them.

You may possibly receive a price reduction for their grades

College students with solid grades may possibly qualify for a good university student discounted.

If your baby is in college, or heading off to college before long, get in touch with your insurance policies agent today.

Have even more queries? I’d adore to answer them! Truly feel cost-free to connect with or textual content my office environment at (704) 526-0887 or check out us in man or woman at 9539 Idlewild Street or on the web at


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